HOME  SITE TITLE AGENCY, INC.
 

THE CLOSING

WHAT TO BRING TO CLOSING...

Home Site Title Agency, Inc. is pleased that you have chosen us to handle your real estate transaction.  In order to provide you with the best service we have compiled a list of things needed at closing.  If you need more information or have any questions, please feel free to contact any of our offices.
  • Photo identification - Official photo identification (i.e. Driver’s License, Passport, State issued identification card) must be brought to all closing by all parties.
  • The buyer will need to bring proof of homeowner’s insurance policy along with a paid receipt.  It must show, the coverage, at a minimum be equal to the loan amount, the effective date prior to the closing date and the Lender as the insured.
  • If the financing was through a government loan program, please bring your termite inspection certified by the inspector and on the correct form.
  • If you are required to bring funds to closing, they must be in the form of a cashier’s check.  If the amount is less than $500, you may write a personal check.  Your Lender, Realtor or Home Site Title Agency, Inc. will contact you prior to the closing with the amount required to close.
  • Unless specifically requested and paid for, the title insurance issued at closing will be for the benefit of the lender.  We have information about owner’s title insurance within our web-site.  Please take some a minute and read this very important information regarding Owner’s Title Insurance.